Mistake #1 "I know what my business is worth."
NO	YES
		Have I ever had the company appraised by an outside resource?
		Have I had an appraisal reviewed in the last 3 years?
		Do I have a buy-sell agreement?
		Is my buy/sell agreement funded?
		Does my buy/sell agreement adequately protect my heirs, my business and my partners?
		Do I perform a yearly review of my estate & business plans?
Mistake #2 "I'm too busy running the company."
NO	YES
		Do I have a will?
		Is my will up to date?
		Do I have an estate tax plan beyond a simple will and buy/sell agreement?
		Does my estate tax plan include the proper trusts?
		Do I know what my current estimated estate taxes are?
		Do I have a funding vehicle in place for paying estate taxes?
Mistake #3 "That'll never happen to me."
NO	YES
		Do I have a succession plan in place?
		Does my succession plan have a provision for disability?
		Have I involved both key employees and family members in my succession planning?
		Do I discuss financial results, marketing plans, financing, and operations openly with key employees and family members?
		Do I have personal disability coverage?
		Do I have business overhead expense coverage?
		Do I have disability buy-out coverage?
Mistake #4 "There's plenty of time for that later."
NO	YES
		Do I know when I want to retire?
		Do I know how much income I will need?
		Am I committed to a retirement plan?
		Do I know how much control in the business I must maintain in order to secure my retirement income?
		Have I started creating replacement income from other sources?
Mistake #5 "My business is my retirement."
NO	YES
		Do I have investment vehicles other than my business?
		Is 50% or less of my business assets a part of my retirement plan?
		Will my retirement funding come from more than four resources?
		Am I currently using an asset allocation model?
		Do I review my retirement plan yearly?
Mistake #6 "You can't beat Uncle Sam."
NO	YES
		Have I determined my financial goals?
		Do I have a team of financial experts working for me?
		Does my financial plan include vehicles to minimize or avoid taxes?
		Will any sources of my retirement income be received tax free?
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